Privacy PolicyPrivacy Policy

• Legal Entity: JP BROTHERS CAPITAL MANAGEMENT PRIVATE LIMITED
• Brand Name: MONEYYHEIGHT
• Website: https://www.moneyyheight.com
• Application: MONEYYHEIGHT Digital Lending Application
• Registered Office: B-124, 3rd Floor, Sector 6, Noida, Gautam Buddh Nagar, Uttar Pradesh – 201301, India
• Principal Place of Business: B-124, 3rd Floor, Sector 6, Noida, Gautam Buddh Nagar, Uttar Pradesh – 201301, India
• Privacy Contact: privacy@moneyyheight.com
• Grievance Contact: Om Prakash
• Grievance Phone: +91 7011797201

1. Introduction

JP BROTHERS CAPITAL MANAGEMENT PRIVATE LIMITED, operating under the brand name MONEYYHEIGHT ("MONEYYHEIGHT", "Company", "we", "us" or "our"), is a financial services distribution and technology-enabled financial services company operating in India.

The Company provides financial product discovery, customer acquisition, loan application assistance, financial services distribution and related support services through its website, digital applications, authorised representatives, telecalling operations and other permitted channels.

Our services include traditional Direct Selling Agent (DSA) activities and, subject to the relevant agreements and regulatory requirements, Lending Service Provider (LSP) activities for banks and Non-Banking Financial Companies (NBFCs) regulated by the Reserve Bank of India (RBI).

This Privacy Policy explains how we collect, receive, use, process, store, disclose and protect personal information when you:

• Visit our website or use our digital applications.
• Submit an enquiry or request information about a financial product.
• Apply or express interest in a loan.
• Submit identity, financial, employment or KYC information.
• Use our digital lending application.
• Interact with our employees, telecallers, relationship managers or authorised representatives.
• Participate in a loan, insurance referral or other financial product distribution process.
• Contact our customer support or grievance redressal team.

We are committed to protecting your privacy and handling personal information transparently, securely and in accordance with applicable Indian laws, regulatory requirements and contractual obligations.

By accessing our services, you acknowledge that you have been provided an opportunity to read this Privacy Policy.

Where consent is legally required, we will obtain the appropriate consent before collecting, processing or sharing your personal information. Merely visiting our website or reading this policy does not constitute consent to every processing activity described herein.

2. Our Business Model and Role

2.1 Traditional DSA and Financial Services Distribution

MONEYYHEIGHT facilitates customer acquisition, product enquiries, lead generation, documentation assistance and application coordination for financial products offered by participating banks, NBFCs and other authorised financial service providers.

Our services may include:

• Used Car Loans.
• Internal Balance Transfer (Internal BT).
• External Balance Transfer (External BT).
• Car Loan Refinance and eligible Top-Up Loans.
• Personal Loans.
• Business Loans.
• Home Loans.
• Other secured and unsecured loan products.
• Insurance product referrals through appropriately authorised partners.
• Other financial products and services that we are permitted to distribute.

The availability of a product depends on our active arrangements with the relevant financial institution and the applicable product eligibility criteria.

2.2 Digital Lending and LSP Model

Through the MONEYYHEIGHT Digital Lending Application, the Company intends to provide digital customer acquisition, application facilitation, documentation support, consent-based information transmission and other permitted LSP services to partner banks and RBI-regulated NBFCs.

Depending on the product and the applicable agreement, our activities may include:

• Collecting loan enquiries and application information.
• Facilitating digital loan applications.
• Collecting permitted KYC and supporting documents.
• Transmitting application information to participating lenders through authorised integrations.
• Facilitating identity and document verification.
• Supporting lender-directed underwriting workflows.
• Communicating application status and documentation requirements.
• Facilitating customer communication and application tracking.
• Providing other services permitted under applicable law and our agreements with lending partners.

MONEYYHEIGHT is not itself a bank or an NBFC merely by operating as a DSA or LSP.

Unless expressly stated otherwise for a particular product, the relevant regulated lending institution retains responsibility for its lending decisions, credit assessment, loan sanction, pricing, disbursement, repayment arrangements and other regulated lending obligations.

Loan approval, interest rates, Annual Percentage Rate (APR), tenure, loan amount and other terms are determined by the relevant lender.

A loan enquiry or application submitted through MONEYYHEIGHT does not guarantee loan approval or disbursement.

The Company will identify the relevant lender and its role in the application process as required by applicable law and the relevant product arrangement.

3. Personal Information We May Collect

We collect only information that is reasonably necessary for the relevant purpose, subject to applicable law, regulatory requirements and the permissions granted by you.

The categories of information collected may vary depending on whether you are submitting a general enquiry, applying for a loan, completing KYC or using another financial service.

3.1 Personal Identification Information

This may include:

• Full name.
• Date of birth, where required.
• Mobile number.
• Email address.
• Residential or communication address.
• City, state and PIN code.
• Nationality or other eligibility information, where required.
• Customer or application reference number.

3.2 KYC and Identity Verification Information

Where required for a loan application or another authorised financial service, information may include:

• PAN and related verification information.
• Aadhaar-related information where collection and processing are legally permitted.
• Other officially valid documents accepted by the relevant lender.
• Identity and address proof.
• KYC verification results and reference numbers.
• Document authenticity and verification status.

We will not collect or store biometric information, including Aadhaar biometrics, unless expressly permitted under applicable law and the relevant authorised process.

Where an authorised verification mechanism can be used without retaining the underlying identity document, we will seek to use an appropriate, data-minimising process.

We will not request Aadhaar OTPs, banking passwords or similar authentication credentials through ordinary lead forms or unsecured communication channels.

3.3 Financial and Credit Information

Depending on the product and application stage, we may process:

• Monthly income and salary details.
• Employment or business information.
• Existing loan details.
• Existing EMI obligations.
• Outstanding loan balance.
• Repayment history.
• Bank statements and permitted financial documents.
• Credit score or credit information obtained through an authorised process.
• Information about existing credit facilities.
• Requested loan amount and tenure.
• Other information required by the relevant lender to evaluate an application.

Credit information will be accessed or shared only through legally permitted channels and with the necessary authorisation or consent.

We do not independently guarantee or determine a lender's credit assessment.

3.4 Employment and Business Information

Where relevant, we may collect:

• Employer or business name.
• Employment type.
• Designation.
• Work experience.
• Salary or income details.
• Business vintage and turnover information.
• Business address and supporting documentation.
• Other eligibility-related information requested by the relevant lender.

3.5 Vehicle and Existing Loan Information

For used-car finance, balance transfers, refinance and top-up products, information may include:

• Vehicle registration number.
• Vehicle make, model and variant.
• Vehicle age and registration details.
• Permitted vehicle ownership and registration records.
• Existing vehicle loan information.
• Loan repayment history and outstanding balance.
• Vehicle valuation and inspection information.
• Other vehicle-related information required for the application.

3.6 Application Documents and Communications

We may collect documents or information you voluntarily submit, or that are lawfully obtained through an authorised integration, including:

• Application forms.
• Income and employment documents.
• Bank statements.
• Loan statements.
• Vehicle documents.
• KYC documents.
• Customer queries and support communications.
• Application status and transaction references.
• Consent records and related audit trails.

3.7 Technical and Usage Information

When you use our website or application, limited technical information may be processed, such as:

• IP address.
• Browser and operating system information.
• Application version.
• Device and session identifiers, where necessary.
• Login and security logs.
• Date and time of application activity.
• Error reports and diagnostic information.
• Website usage and analytics information, subject to applicable consent requirements.

We will not access your contact list, call logs, telephony functions, personal photographs, files or other unrelated mobile resources merely because you use our application.

Any camera, microphone or location permission, if genuinely required for an authorised purpose, will be requested separately, with an explanation of the purpose and the appropriate consent.

3.8 Information We Receive From Other Parties

Subject to applicable law, contractual arrangements and the required authorisation or consent, we may receive information from:

• Partner banks and NBFCs.
• Authorised KYC and identity verification providers.
• Authorised credit information or verification providers.
• Permitted account or financial data verification service providers.
• Technology and application integration partners.
• Authorised insurance or other financial product partners.
• Public or official records where lawful.
• Your employer, business or other permitted verification source.
• Other parties involved in processing your application.

The information received will be used only for permitted purposes connected with the relevant service.

4. Purposes for Which We Use Your Information

We may use personal information for the following purposes, subject to the applicable legal basis and your consent where required.

4.1 Customer Enquiries and Lead Management

To:

• Respond to your enquiry.
• Understand the financial product you are interested in.
• Contact you about your request.
• Determine which available product or lender may be relevant.
• Arrange follow-up by an authorised representative.
• Maintain records of enquiries and application progress.

4.2 Loan Application Processing

To:

• Facilitate the completion of loan applications.
• Collect necessary application documents.
• Transmit authorised application information to the relevant lender.
• Coordinate document verification.
• Facilitate lender-directed underwriting and credit assessment.
• Communicate application status.
• Assist with additional documentation requirements.
• Facilitate permitted post-application support.

The lender independently evaluates the application and makes its lending decision in accordance with its policies and applicable law.

4.3 KYC and Verification

To facilitate identity verification, document checks, fraud prevention, eligibility verification and other legally required checks through authorised processes.

4.4 Fraud Prevention and Security

To:

• Detect suspicious application activity.
• Prevent identity misuse and fraudulent submissions.
• Protect our systems and customer information.
• Investigate security incidents.
• Maintain appropriate access and audit records.
• Comply with lawful requests and applicable regulatory requirements.

4.5 Customer Support and Grievance Redressal

To respond to complaints, investigate issues, correct application records where appropriate and coordinate with the relevant lender or service provider.

4.6 Legal and Regulatory Compliance

To comply with applicable laws, court orders, lawful regulatory requests, recordkeeping requirements and our contractual obligations.

4.7 Communications

To send necessary application-related messages, including:

• One-time passwords through authorised authentication systems.
• Application acknowledgements.
• Document requests.
• Verification updates.
• Loan application status.
• Customer support communications.
• Other necessary service-related notifications.

Promotional communications will be handled separately from essential service communications, with consent or another lawful basis where required.

4.8 Insurance and Other Financial Product Referrals

Where you express interest in insurance or another financial product, we may use the relevant information to connect you with an appropriately authorised service provider.

We will disclose relevant information to that provider only where permitted and where the required consent or other lawful basis exists.

Any insurance or investment product will be offered or distributed only through an appropriately authorised entity and within the scope of its permissions.

5. Consent and Customer Control

We recognise that consent is an important part of responsible digital lending.

Where consent is required, it will be obtained before the relevant processing or disclosure takes place.

5.1 Purpose-Specific Consent

We may request separate consent for:

1. Collection and processing of information needed to respond to your enquiry.
2. Processing of information for a particular loan application.
3. Sharing the relevant application information with identified or appropriately disclosed participating lenders.
4. Obtaining information from authorised verification providers.
5. Optional promotional communications.
6. Other processing activities requiring separate consent under applicable law.

Consent will not be treated as unlimited permission to collect or use all information for every purpose.

5.2 Multiple-Lender Applications

Where your application may be considered by more than one lender, we will explain the relevant process and seek the necessary consent before sharing your personal information with the applicable lenders.

Where a specific lender is selected, your information will be shared with that lender for the stated application purpose.

Where a multi-lender arrangement is used, the participating lenders and their respective roles will be disclosed in accordance with applicable law and the relevant product workflow.

Information will not be indiscriminately distributed to every lender merely because you submitted a general enquiry.

5.3 Withdrawal of Consent

You may withdraw consent for processing that relies on your consent by contacting us through the channels provided in this Policy or through an available application setting.

Withdrawal will not invalidate processing lawfully carried out before withdrawal.

It may also prevent us from continuing an application or providing a service where the relevant information is necessary for that service.

We will explain any material consequences of withdrawal where applicable.

Withdrawal of consent does not require us to delete information that we are legally required or otherwise lawfully entitled or obliged to retain.

5.4 Marketing Consent

Marketing communications will be optional where consent is the applicable legal basis.

You may opt out of promotional communications at any time through the available unsubscribe mechanism or by contacting us.

Opting out of marketing will not, by itself, stop necessary application-related or legally required communications.

5.5 Consent Records

Where required, we will maintain appropriate records of consent, including the purpose, date, applicable notice and relevant withdrawal or modification.

6. Sharing of Personal Information

We do not sell personal information as a standalone commercial product.

We may disclose information only as permitted by applicable law and for the relevant purposes described in this Policy.

6.1 Partner Banks and NBFCs

We may share relevant application information with participating banks and NBFCs to facilitate:

• Loan application processing.
• KYC and verification.
• Credit assessment and underwriting.
• Eligibility checks.
• Sanction and disbursement workflows.
• Application status communication.
• Other permitted lending-related activities.

Our existing financial services distribution business includes arrangements relating to auto finance with Axis Bank, HDFC Bank, ICICI Bank, Piramal Finance, Poonawalla Fincorp and the institution identified in our business records as AES Monfinance Bank.

These names describe the Company's existing or stated business relationships in the relevant auto-loan distribution context. Their inclusion does not represent a claim that every named institution has authorised MONEYYHEIGHT as an LSP for digital personal loans.

A lender will be treated as a participating digital lending partner only where the relevant arrangement is active, applicable and appropriately authorised.

The availability of each product and the identity of its lender will be disclosed through the relevant application or product process.

6.2 Verification and Technology Service Providers

We may share necessary information with authorised providers supporting:

• KYC and identity verification.
• Document verification.
• Application processing.
• Secure data transmission.
• Hosting and infrastructure.
• Information security.
• Customer communications.
• Fraud prevention.
• Technical support.

Such providers must be subject to appropriate contractual, confidentiality, security and data-processing safeguards.

They may process information only within the scope of their authorised services and applicable instructions.

6.3 Credit Information and Financial Data Providers

Where required and legally permitted, we may facilitate access to or transmission of information through authorised credit information, financial data and verification providers.

Access to credit information and financial data will be subject to the relevant legal requirements, authorisations, consent and lender processes.

6.4 Insurance and Other Product Partners

Where you expressly enquire about or apply for an insurance or other financial product, we may share relevant information with the applicable authorised partner, subject to the required consent or other lawful basis.

6.5 Professional Advisers and Service Providers

We may disclose information to legal advisers, auditors, consultants and other professional service providers where necessary for legitimate business, compliance or legal purposes and subject to appropriate confidentiality obligations.

6.6 Legal and Regulatory Disclosure

We may disclose information where required by applicable law, a valid court order, a lawful regulatory direction or another legally binding requirement.

6.7 Corporate Transactions

If a merger, restructuring, acquisition or similar transaction is proposed, information may be transferred where legally permissible and subject to appropriate safeguards.

We will not use a corporate transaction as a basis for unrestricted or unrelated disclosure of customer information.

7. Multiple-Lender Digital Lending

Where MONEYYHEIGHT operates an application or platform supporting more than one regulated lending institution, the relevant digital lending arrangement will be structured in accordance with applicable RBI requirements and the agreements with participating lenders.

Where applicable, the platform will:

• Clearly identify the relevant regulated lender.
• Explain MONEYYHEIGHT's role as an LSP or service provider.
• Disclose relevant loan offer information and associated terms.
• Present available offers transparently.
• Obtain the necessary consent before sharing information.
• Avoid misleading representations about approval or eligibility.
• Avoid interface practices that improperly influence a customer's selection.
• Facilitate access to the lender's applicable loan documents and disclosures.

Where multiple loan offers are displayed, applicable disclosures may include the lender's name, loan amount, APR, tenure and other material terms.

The actual availability of these features depends on the relevant product configuration and the lender arrangements.

8. Data Storage and Retention

We retain information only for as long as necessary for the purposes for which it is processed, subject to applicable law, regulatory instructions, lender agreements and legitimate recordkeeping requirements.

8.1 Retention of Enquiry Information

Information relating to an enquiry that does not progress to an application may be retained for a limited period to respond to the enquiry, manage follow-up, prevent fraud or meet applicable recordkeeping requirements.

Where the information is no longer necessary and no lawful retention requirement applies, it will be deleted or anonymised in accordance with our retention procedures.

8.2 Loan Application Information

Information relating to an application may need to be retained to support the application process, maintain consent records, resolve complaints, meet legal obligations or comply with the relevant lender's instructions.

8.3 KYC and Financial Documents

KYC documents, financial records and other sensitive application documents will be handled according to the applicable regulatory requirements, our authorised role, contractual arrangements and the relevant lender's instructions.

MONEYYHEIGHT will not assume that it may retain every KYC or financial document indefinitely merely because the document was submitted through our application.

Where applicable RBI digital lending requirements restrict LSPs from storing borrower information beyond permitted minimal operational data, those restrictions will be followed.

The regulated lender and MONEYYHEIGHT will determine the respective storage, access, retention and deletion responsibilities through their applicable arrangements.

8.4 Deletion and Anonymisation

When personal information is no longer required and no lawful basis for continued retention exists, we will take appropriate steps to delete, anonymise or securely dispose of it.

Deletion may be subject to lawful retention requirements, ongoing disputes, fraud investigations, regulatory directions or other applicable legal obligations.

8.5 Retention Schedule

We will maintain an internal retention schedule specifying relevant categories of information, retention periods, access restrictions and deletion procedures.

The exact retention period may vary according to the type of information, the service involved and applicable legal or contractual requirements.

9. Data Hosting and Security

We implement appropriate technical and organisational measures to protect personal information against unauthorised access, alteration, disclosure, loss, misuse or destruction.

Depending on the relevant system, safeguards may include:

• Encryption in transit and, where appropriate, at rest.
• Role-based access controls.
• Multi-factor authentication for privileged access.
• Secure application and API authentication.
• Access logging and monitoring.
• Vulnerability assessment and security testing.
• Secure development and deployment practices.
• Backup and recovery procedures.
• Employee confidentiality obligations.
• Incident response procedures.
• Periodic access reviews.

Our proposed digital lending infrastructure uses AWS India hosting.

The specific hosting region, backup location, subprocessors and permitted data flows will be configured and verified against applicable Indian legal and regulatory requirements and the relevant lender agreements before the corresponding service goes live.

The use of an India-based cloud region alone does not establish complete regulatory compliance. The actual storage, replication, backup, access and processing arrangements must also comply with the requirements applicable to the relevant data and lending activity.

We restrict employee and representative access to personal information according to their authorised responsibilities.

No security measure can guarantee absolute security. If a personal data breach occurs, we will take appropriate steps to investigate, contain, remediate and provide notifications where required by applicable law or regulatory instructions.

10. Data Sharing Within Our Organisation

Access to customer information may be provided to authorised employees, customer support personnel, relationship managers, telecallers and operations personnel where necessary to perform their assigned duties.

Such access will be limited according to role and business need.

Employees and authorised representatives must follow applicable confidentiality, security and data-handling requirements.

Customer information must not be copied, exported, disclosed or used for unauthorised personal or commercial purposes.

Where customer information is processed through a CRM, telecalling platform or other business system, the relevant system must be configured with appropriate access restrictions and safeguards.

11. Cookies and Analytics

Our website may use cookies, analytics tools and similar technologies to:

• Maintain website functionality.
• Understand website performance.
• Diagnose technical issues.
• Measure advertising effectiveness.
• Improve user experience.
• Protect against suspicious activity.

Where required, we will provide appropriate notices and obtain consent before using non-essential cookies or tracking technologies.

You may manage cookies through your browser settings or the available consent mechanism.

Disabling certain cookies may affect website functionality.

We will configure advertising and analytics tools to avoid disclosing financial documents, KYC information, bank account details, loan application contents or other sensitive personal information to advertising platforms.

12. Advertising and Customer Acquisition

MONEYYHEIGHT may use advertising platforms, including Google Ads and Meta advertising services, to promote its financial services and generate customer enquiries.

These platforms may process limited technical information, cookie identifiers or advertising interaction information according to their own privacy policies and applicable consent requirements.

We will not intentionally transmit PAN, Aadhaar information, bank statements, credit reports, KYC documents, loan application details or other sensitive financial information to advertising platforms through advertising pixels, URLs, conversion events or analytics integrations.

Advertising audiences and tracking mechanisms will be configured according to applicable privacy laws and the relevant platform's policies.

Google Ads financial-services verification and other advertising eligibility requirements are separate from this Privacy Policy. Publishing a privacy policy does not itself establish that the Company is eligible or verified to advertise every financial product.

13. Customer Rights

Subject to applicable law, you may have the right to:

• Request information about the personal data we process.
• Request correction or updating of inaccurate or incomplete information.
• Request deletion of personal information where applicable.
• Withdraw consent where processing is based on consent.
• Raise a grievance concerning the handling of your information.
• Request information about relevant processing or sharing, where applicable.
• Exercise other rights available under applicable Indian data protection law.

Requests will be reviewed and handled in accordance with applicable law.

Where information is held by a lending partner or another independent entity, we may direct your request to that entity or coordinate with it as appropriate.

We may request reasonable verification to confirm your identity before acting on a request.

We will not refuse a lawful request merely because it is inconvenient. However, some information may need to be retained where a valid legal or regulatory requirement applies.

14. Children's Personal Information

Our loan application and financial product services are intended for individuals who meet the relevant legal age and product eligibility requirements.

We do not knowingly seek to collect children's personal information for ordinary loan application purposes.

Where information concerning a child is inadvertently submitted, or where any service involves a person who may be a child, we will handle the information in accordance with applicable law and take appropriate steps where necessary.

We will apply any legally required parental consent or other safeguards where relevant.

15. Third-Party Websites and Services

Our website or application may contain links to the websites, applications or services of banks, NBFCs, insurance providers, verification providers and other third parties.

Those services may operate under their own privacy policies and terms.

We are not responsible for the independent privacy practices of third parties outside our control.

Before submitting information directly to a partner's website or application, you should review the applicable privacy notice and terms.

Where a third party processes information on our behalf, the relevant contractual and legal safeguards will apply.

16. Customer Communications

We may contact you through your registered mobile number, email address, in-app notifications or other permitted communication channels for service-related purposes.

These communications may concern:

• Enquiries and applications.
• Verification requirements.
• Document submission.
• Application status.
• Customer support.
• Complaints and grievances.
• Security or account-related matters.
• Legal or regulatory notices.

Promotional communications will be subject to the applicable consent, preference and communication requirements.

We will not use misleading communications to suggest that a loan has been approved when the lender has not issued the relevant approval.

17. Third-Party Lender Privacy Policies

Each participating bank or NBFC may independently process personal information in accordance with its own privacy policy, applicable laws and regulatory obligations.

Where required, we will make the relevant lender's identity and privacy information available through the application or the relevant product workflow.

You may need to review and accept the lender's terms, privacy notice, loan agreement, Key Facts Statement and other applicable disclosures before proceeding.

MONEYYHEIGHT's Privacy Policy does not replace a participating lender's privacy policy or other mandatory loan documentation.

18. Grievance Redressal

We are committed to addressing privacy concerns, complaints about information handling and digital lending-related grievances in a timely and transparent manner.

For privacy-related questions or complaints, contact:

Privacy Contact: privacy@moneyyheight.com

• Grievance Officer: Om Prakash
• Designation: Grievance Officer
• Company: JP BROTHERS CAPITAL MANAGEMENT PRIVATE LIMITED
• Brand: MONEYYHEIGHT
• Phone: +91 7011797201
• Address: B-124, 3rd Floor, Sector 6, Noida, Gautam Buddh Nagar, Uttar Pradesh – 201301, India

Please include your name, registered mobile number or application reference, the nature of your complaint and any relevant details.

We will acknowledge and address complaints within the applicable statutory or regulatory timelines.

Where a complaint concerns a lender's credit decision, loan terms, disbursement, repayment or another matter within the lender's responsibility, we may refer or escalate it to the relevant lender's grievance redressal mechanism.

The applicable lender's grievance details will be provided through the relevant product or application disclosures.

If a grievance remains unresolved, you may use the complaint escalation mechanism available under the applicable law or RBI framework, where eligible.

19. Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes in our business, digital lending arrangements, technology, applicable laws, regulatory requirements or data processing practices.

The updated version will be published on our website or made available through our application.

The revised policy will state the applicable update date.

Where a material change requires fresh notice or consent, we will take the appropriate steps before implementing the relevant processing activity.

Continued use of our services will not be treated as a substitute for consent where applicable law requires fresh or specific consent.

20. Contact Information

For general privacy questions, data requests or information about our data processing practices, please contact:

JP BROTHERS CAPITAL MANAGEMENT PRIVATE LIMITED

• Brand Name: MONEYYHEIGHT
• Website: https://www.moneyyheight.com
• Email: privacy@moneyyheight.com
• Grievance Officer: Om Prakash
• Phone: +91 7011797201
• Business Address: B-124, 3rd Floor, Sector 6, Noida, Gautam Buddh Nagar, Uttar Pradesh – 201301, India

Important Notice

This Privacy Policy describes the Company's intended approach to privacy and data protection. It must be implemented alongside applicable lender agreements, operational procedures, consent notices, information security controls and other legally required documents.

Nothing in this Policy guarantees loan approval or represents that MONEYYHEIGHT itself is a bank or NBFC.

All lending remains subject to the applicable regulated lender's policies, assessment and contractual terms.