Health Insurance
Hospital cover for you and your family.
Health insurance pays for hospital treatment — admission, surgery, room charges and more — so a medical emergency doesn't drain your savings. Many plans offer cashless treatment at network hospitals.
Cashless treatment
At network hospitals, the insurer settles the bill directly.
Cover the whole family
One family floater plan, or separate cover for each person.
Tax benefits
Premiums may qualify for deductions under Section 80D.
How it works
- 01
Share a few details
Who and what you want covered.
- 02
Compare with an advisor
We walk you through plans that fit, and what each one covers.
- 03
Buy with confidence
We help with the proposal and stay around for claims.
Good to know
- Buying younger usually means lower premiums
- Existing illnesses are covered after a waiting period on most plans
- Parents can be covered on their own plan
What you'll need
- Ages of everyone to be covered
- Details of any existing illnesses
- PAN and Aadhaar when you buy
Questions people ask
How much cover do I need?
Enough for a major hospital stay in your city. Many families start at ₹5–10 lakh; your advisor can help you decide.
Are existing illnesses covered?
Usually after a waiting period, which varies by plan. Always declare them — undisclosed conditions can lead to a rejected claim.