Fixed Deposits
Guaranteed returns on your savings.
A fixed deposit (FD) locks in your money for a chosen term at a fixed interest rate, so you know exactly what you'll get at maturity. Senior citizens usually earn a higher rate.
Fixed returns
The rate is set when you invest and doesn't change.
Choose your term
From a few months to several years.
Senior citizen rates
Usually higher for those aged 60 and above.
How it works
- 01
Tell us your goal
How much, for how long and how much risk suits you.
- 02
Get a plan
An advisor suggests options that match.
- 03
Start investing
Complete your KYC and begin — monthly or all at once.
Good to know
- Interest is taxable at your income tax rate
- Withdrawing early may mean a lower rate
What you'll need
- PAN and Aadhaar
- A bank account
Questions people ask
Is my money safe?
Bank deposits are insured up to a limit by the DICGC. We'll explain the safety of any deposit we suggest.
What will I earn?
It depends on the bank, the term and whether you're a senior citizen. Try the FD calculator for an estimate.