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Business Loan

Funds to run and grow your business.

A business loan gives you capital for working needs, stock, equipment or expansion. It can be unsecured for smaller amounts, or secured against business assets or property for larger ones.

  • Working capital

    Smooth out cash flow between paying suppliers and getting paid.

  • Grow

    New premises, machinery, stock or hiring.

  • Flexible terms

    Repayment matched to how your business earns.

Interest Rates, Processing Fees & Other Charges

Interest rate
14%–26% per annum
Subject to lender approval, business profile and eligibility.
Processing fee
1% to 3%
Of the loan amount, plus GST, depending on the lender and loan terms.
  • Other charges: Additional applicable charges, if any, will be disclosed by the concerned bank/NBFC before loan acceptance.
  • Eligibility: Approval, interest rates and charges depend on the lender’s policies and the applicant’s eligibility.

Disclaimer: MONEYYHEIGHT facilitates access to business loan options. The final loan terms, interest rate, processing fee and other applicable charges are determined by the concerned lender. Loan approval is not guaranteed.

How it works

  1. 01

    Tell us what you need

    A minute on the form — no documents yet.

  2. 02

    We call you back

    An advisor checks your eligibility and explains your options.

  3. 03

    Apply with the right lender

    We help with the paperwork and follow it to disbursal.

Who can apply

  • Proprietors, partnerships, private limited companies and LLPs
  • Businesses usually trading for at least 1–3 years
  • Owners aged 21 to 65

Documents you'll need

  • PAN and Aadhaar of the owners
  • Business registration or GST certificate
  • Income tax returns for the last 2 years
  • Bank statements for the last 12 months

Questions people ask

Do I need collateral?

Not always. Smaller loans are often unsecured; larger amounts may need security. Your advisor will tell you which applies.

Can a new business apply?

Some lenders consider businesses under a year old, usually for smaller amounts. Tell us your situation and we'll find what fits.

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