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Personal Loan

Up to ₹20 lakh for whatever you need — no collateral.

A personal loan is an unsecured loan you can use for almost anything: a wedding, a medical bill, travel, a home renovation or paying off costlier debt. You repay it in fixed monthly EMIs over a term you choose.

Ready to apply? Do it online in one sitting and track every stage.

Apply now

  • No collateral

    Nothing to pledge — approval rests on your income and credit history.

  • Use it for anything

    Medical, travel, a wedding, education or consolidating other loans.

  • Fixed EMIs

    Know exactly what you'll pay each month, for 1 to 5 years.

  • Track it online

    Apply once and follow every stage from your dashboard.

Interest Rates, Processing Fees & Other Charges

Interest rate
10.99%–24% per annum
Subject to lender approval, credit profile and eligibility.
Processing fee
1% to 3%
Of the loan amount, plus GST, depending on the lender and loan terms.
  • Other charges: Additional applicable charges, if any, will be disclosed by the concerned bank/NBFC before loan acceptance.
  • Eligibility: Approval, interest rates and charges depend on the lender’s policies and the applicant’s eligibility.

Disclaimer: MONEYYHEIGHT facilitates access to personal loan options. The final loan terms, interest rate, processing fee and other applicable charges are determined by the concerned lender. Loan approval is not guaranteed.

How it works

  1. 01

    Tell us what you need

    A minute on the form — no documents yet.

  2. 02

    We call you back

    An advisor checks your eligibility and explains your options.

  3. 03

    Apply with the right lender

    We help with the paperwork and follow it to disbursal.

Who can apply

  • Indian residents aged 21 to 60
  • Salaried or self-employed, with a steady monthly income
  • A reasonable credit history helps you get better terms

Documents you'll need

  • PAN card and Aadhaar
  • Salary slips for the last 3 months
  • Bank statement for the last 6 months
  • Address proof, if different from Aadhaar

Questions people ask

How much can I borrow?

From ₹50,000 up to ₹20 lakh. What you're offered depends on your income, existing EMIs and credit history.

What decides the interest rate?

The lender, based on your credit score, income, employer and the loan term. Your advisor will explain the rate before you commit.

Can I apply online straight away?

Yes — sign in and use Apply Now. Or leave your details here and we'll call you to help first.

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