Credit Report
Every account and enquiry on your credit file.
Your credit report is the full record behind your score: every loan and card, how you've repaid them and who has checked your file. It's worth reviewing for mistakes, especially before a big application.
Spot errors
Wrong balances or accounts that aren't yours can drag your score down.
Understand a rejection
See what a lender saw when they said no.
Guidance
We explain the report and how to raise a dispute.
How it works
- 01
Share your details
Your PAN and date of birth identify your credit file.
- 02
We fetch your report
From a credit bureau, with your consent. Checking never lowers your score.
- 03
Understand it
We explain what's helping, what's hurting and what to do next.
Good to know
- Errors can be disputed with the bureau
- Too many recent loan enquiries can lower your score
What you'll need
- Your PAN
- Your date of birth
Questions people ask
How often should I check?
At least once a year, and before any major loan application.
What if I find a mistake?
You can raise a dispute with the credit bureau. We'll show you how.